Cross-Platform Risk Intelligence

AI Trust Score API
for the adult ecosystem

FICO score for the adult industry — but for creators, clients, and merchants. Cross-platform signal aggregation: payment-dispute history, KYC quality, behavior patterns, NCMEC hits, sanctions exposure. One API call, one score. Decide who you do business with.

Submit · Get early-access How it works ↓
0-1000
score range
12 signals
input dimensions
<100ms
API p95
opt-in
subject visibility
The Problem

Why operating without signal is high-risk

Adult platforms don't share fraud data. A scammer payment-disputes a $5K creator subscription on Platform A, gets banned, joins Platform B next day. Same scammer churns 15 platforms in a year. Each platform takes the chargeback fee independently. No shared signal = no industry defense.

DimensionToday's status quoWhat we're building
Repeat-chargeback fraudEach platform absorbs separately — $25 fee × 15 platforms = $375 industry loss per scammerAPI surfaces history — block at signup
Sanctions-list checksEach platform runs its own (or doesn't)Single check, scored
NCMEC referral historyPlatforms cannot see prior referralsHashed referral history surfaced to authorized verifiers
KYC quality gradePass/fail onlyGraded: A (live + ID + biometric) → F (self-attested)
Creator complaint patternsInvisible across platformsAggregated — pattern emerges before damage
How it works

How the Trust Score works

🎯
Composite score 0-1000
12 signals weighted: KYC quality, chargeback history, complaint patterns, NCMEC referrals, sanctions exposure, account-age, platform diversity, payout history, behavior consistency, geo-risk, content compliance, vintage.
🔐
Opt-in subject visibility
Subject (creator/client) sees their own score + can dispute components. Platform only sees the score + reason codes — not the underlying data.
📊
Score-band actions
Standardized thresholds: 800+ Fast-track, 600-800 Standard, 400-600 Manual review, <400 High-risk block. Each platform sets its own bands.
🤝
Industry consortium model
Operated by neutral foundation. Participating platforms contribute signal, receive score. No platform sees raw data of another's customers.
Validate demand

Become a founding member — 6 months free + signal control

First 25 platforms joining the consortium get 6 months free access + a seat on the signal-governance committee. Tell us your platform + monthly transaction volume to qualify.

Validation form — no spam, no auto-newsletter. We email you only to confirm next steps.
FAQ

Common questions

Won't this just enable blacklisting?
Score, not list. Reason codes are surfaced — creator can dispute. Platforms decide their own threshold; some accept high-risk for higher revenue cut. Score informs decision, doesn't dictate it.
How is creator privacy protected?
Subject opts in by accepting platform TOS. Score is computed at query time, not stored centrally. Subject can request reason codes + dispute. After 12 months no platform query, signals fall out of the score.
What about fake good scores?
Sybil resistance: scoring requires real KYC, real transaction history. Buying a fake good score requires faking KYC at consortium issuer level — orders of magnitude harder than current attacks.
Pricing after early-access?
$199/mo + $0.10 per score lookup. Founding members lock 50% off lookups for life. Free tier: 100 lookups/mo for platforms <$50K revenue.
Who governs?
Independent foundation, 5-member board: 3 platform-elected, 1 creator-advocacy, 1 academic. Decisions on scoring model open-source, audited annually.

Become a founding member

First 25 platforms get 6 months free + governance committee seat.

Submit · Get early-access
Also available: עברית · Русский